Modern Wisdom · 2026-07-13 · 116 min · 23,864 words

Why Everyone Is Drowning In Debt (and how to get out) - Caleb Hammer - #1123

Listen to the original audio · Transcribed with NVIDIA Parakeet · Timestamps stay in sync with the live audio

How do you describe what you do for work? Depends the viewer. If I'm talking to the nice little church lady, I would tell her I'm helping helping young folks and some old folks with their money. If I'm just talking to just a random person on the street, I'd say I'm yelling at a bunch of retards who suck with money and roasting them along the way. And having a lot of fun doing it.

I was gonna ask why you get death threats, but you've kind of precluded that. I mean, I don't understand. Like, okay, if you come on financial audit, you would come through a multi-week onboarding process and give me all these things like, let's pretend you didn't want to me to make fun of your curly hair for whatever reason. You would tell me that. You would tell the producers that because we ask you to veto in advance.

Yeah. So we don't bring it up. So and then I get consent to make fun of your hair. Exactly. So

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