Affirm: Max Levchin (Part 2 of 2)

The first filter I would apply is what is sort of gut wrenchingly difficult. people are willing to go to the ends of earth to to figure out. And I said credit scoring.

It's such a gnarly problem I still brace for impact every time I hand my credit card over. Because who knows, they might cut it up and bring it to me in two pieces because my credit is so bad. And it was sort of this like Uh.

That's really hard. There's a lot of people like me who screwed up in college and probably would like to buy things using credits, but have these horrendous triple digit rates they have to deal with. So That was the jump off point. And we

We already have this episode, so unlocking it is cheap and permanent: the full transcript, segment and word-level timestamps, and .txt, .srt, .vtt and word-level JSON downloads, as many times as you like, forever.

10 free credits is 10 episodes like this one a month. Episodes nobody has transcribed yet cost their length in hours, because we have to actually transcribe them.