Your Business Is Easier to Steal From Than You Think

Can you imagine being the first person Dave Ramsey hired to keep books, write checks? Yep, I might have micromanaged that person. Guess what? She still works on our team almost 30 years later, because I got a great hire. When we first started Ramsey Solutions, I did everything.

I answered the phones, I taught the classes, I sold the product, and yes, I kept the books, because that's what small business owners do. We're the CEO, the chief everything officer. And then we hired our first bookkeeper. I remember thinking, man, this is it. I've made it.

Somebody else is gonna handle all these stinking details, and I can breathe a little. Here's the thing though, when someone else touches the money for the first time, your business changes forever because you're transferring trust. And one thing I learned early on that saved us a lot of pain later in this, trust without guardrails isn't trust, it's irresponsible. I realized pretty quickly that if I didn't put systems around how to handle the money, I wasn't protecting anyone, not the business, not the team member handling it, and not myself.

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